Sandra Fluke Reacts To Outrageous Viagra Price Hike
“Outrageous. I fought for free birth control and now this! Our men are entitled to free viagra!
Sandra Fluke Reacts To Outrageous Viagra Price Hike
“Outrageous. I fought for free birth control and now this! Our men are entitled to free viagra!
For years, patients, consumer advocates and U.S. lawmakers have complained about the high list prices for insulin and the significant out-of-pocket costs borne by patients.
The days when a doctor could show up in a small town, rent an office and hang out a shingle, sadly, is pretty much over. The knowledge base necessary to run a small business is not part of medical education, and few new graduates want to tackle such a task.
PBM Swamp Creature Stunned By Demand
Delaware paid three times the average drug inflationary price between 2018 and 2020 for state employee prescriptions………………
Over the past four years, we have built a leading group of employer health services companies healthcare costs while providing a seamless, positive experience to employees.
If you have clients with 1.) An annual insurance spend greater than $1,000,000 2.) A good loss history, I have a program that will save them 25%-50% on premiums while not cutting your commission.
In one of his first acts as president, Joe Biden directed his agencies to review …………. a system called ICRHA – that would sever the traditional bonds of trust between an employer and its employees.
“Hey Luigi, how’s that wall coming”
Dominant drug manufacturers use rebates to keep lower-priced drugs off the market……..
A case of Wanting His Cake and Eat It too……..A half pregnant attempt towards solving health care……………….
“Evidence included correspondence showing Aetna literally told Optum to “bury” its fees by using a dummy code…..”
Continue reading Federal Appeals Court Revives Dummy-code Lawsuit
The insurer’s use of a pooled bank account also suggested an ERISA prohibited transaction because it made Plan A’s interests adverse to those of Plan B……………
Continue reading Court Finds Cross Plan Offsetting A Prohibited Transaction
Teachers demanded more money in order to spend more money on….. (drum roll please)….. HEALTH INSURANCE.
Buffalo, NY, June 23, 2021 – Centivo, a health plan for self-funded employers anchored around leading providers of value-based care, announced today that it has acquired certain assets, including select client and healthcare provider relationships and intellectual property, from Apostrophe Inc., a Denver-based health benefits platform and third-party administrator, effective immediately.
Continue reading Centivo acquires assets from Apostrophe, Inc.
Second PBM Reform Bill Becomes Law in Texas
“Texas HB 1919 became law last week. The bill prevents PBM self-dealing by prohibiting them from steering patients to affiliated pharmacies. It is the second PBM reform bill to become enacted recently in Texas.” MORE >>
Continue reading Second PBM Reform Bill Becomes Law in Texas
I have grown more cynical as this Pandemic became politicized. Therefore this sentence is even more alarming…
Continue reading Why Was News of India’s Success With Ivermectin Suppressed?
Our compliance team has been auditing our records and it was identified that we do not have an NDA for you. (So?)
Texas school districts have until December 2021 to make a decision they haven’t had to make in the past 20 years. Do they stay with the TRS ActiveCare government health plan or do they choose coverage in the commercial market?
Continue reading Texas School Districts Face Decision Deadline
Barack Reacts To Article
“I Was a Physician at a Federally Qualified Health Center. Here’s Why I No Longer Believe Government Health Care Can Work.” – Rebekah Bernard M.D.
Continue reading Why I No Longer Believe Gov’t Health Care Can Work
Dozens of school districts left scrambling to pay $11.6 million in debts, a financial shipwreck that raises concerns about such ventures, which are virtually unregulated……
Continue reading School District Alert: Beware of Health Insurance Cooperatives
More than one million individuals chose a health plan that has a monthly premium of $10 or less….
A new analysis reveals that many of the top hospitals in America pursue patients with lawsuits and other predatory billing practices
How America’s top hospitals send patient costs soaring (axios.com)
Adios Group Insurance
“Instead of employers purchasing insurance plans on their employees’ behalf, they should give their employees pre-tax cash in an HRA, with which employees can purchase ACA-compliant plans”
Continue reading Individual Health Insurance vs Group Insurance
Why would a school district stay with a failing government health plan, be held hostage for five years, have no control over plan benefits or rates when they can access the open market with some very good options that guarantees market rates, better benefits, guarantee issue with pre-existing conditions covered immediately?
“You must be vaccinated against (insert name of disease here) or lose your job!”
Continue reading Employer Can Demand Vaccination As A Job Requirement
Several of our clients have established cash pay centric health plans with good success. Plan savings are similar if not better that what one can expect from a RBP plan and it is certainly much better than a PPO plan.
One of the best kept secrets few are aware of is a golden nugget imbedded in the Texas Insurance Code…………………..
Continue reading Golden Parachute For Texas School Districts?
Bus driver Ms. Katrina Daniels smiles as her bus fills up for a five year bus ride to Less Choice, Texas.
“Your Fees Are Too Damn High!”
By Bill Rusteberg
Early in my presentation yesterday I was asked “How much do you charge?”
Blood test could reduce 5-year cancer mortality by about 40%……………
Continue reading New Blood Test Detects More Than 50 Types of Cancer
With the passage of Senate Bill 1444 (SB 1444) Texas public school districts may elect to exit the TRS ActiveCare (TRSAC) program effective September 1, 2022.
Continue reading 2022-2023 Health Insurance Options For Texas Public School Districts
Back in 2001, right as the Texas legislature passed TRS ActiveCare, I visited with a Superintendent of a district we had insured with Mutual of Omaha.
Continue reading The Reasons Why Most Texas Public Schools Will Stay With TRS ActiveCare
April 3, 2021
TRS ActiveCare officials met to finalize the TRS ActiveCare 2021-2022 plan year.
Continue reading TRS ActiveCare 2021-2022 Renewal Presentation
Nostradamus’s December 2021 Prediction
By Bill Rusteberg
For the first time in over 20 years TRS ActiveCare member districts have the freedom to exit the program and seek coverage through the commercial market. What are they going to do?
Continue reading Texas School Districts Face Tough Insurance Decisions
Rates & Benefits- 8% rate increase – 7% benefit reduction in High Deductible Plan only
El Paso ISD’s TRS ActiveCare Alternative Plan has successfully established a record $18,000,000 health plan deficit without even trying.
Continue reading El Paso ISD’s $18,000,000 Health Plan Deficit
September 2021 will be the start of EPISD’s second renewal cycle since adopting a TRS ActiveCare Alternative program. How accurate were the underwriter’s financial projections?
Continue reading El Paso ISD Proposes 2021-2022 Health Insurance Budget
Insurance scheme plays critical role in making home ownership possible for many Americans . “It eases the burden of down payments and provides a fast track to buying property. Without it, many citizens would have to wait years to save up to purchase their own home.”
Continue reading Offshore Insurance Scheme Helps American Home Buyers