Archive for May, 2020

Memorial Day 2020

Thursday, May 21st, 2020

Lt. Col. E. Rusteberg – West Point 1934 – Two Silver Stars, One Bronze Star, Presidential Unit Citation (Battle of Hatten), Purple Heart. 

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Molly Mulebriar Exposes PPO Kickback Scheme

Thursday, May 21st, 2020

Do the PPO Kickback Scheme described in this July 2011 blog posting still exist…………..?

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The End of the Game

Thursday, May 21st, 2020

I don’t speak German, but I think she said: “What The F**k?!”

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20 Ways to Negotiate Your Bill

Thursday, May 21st, 2020

If collectors are calling you insisting that you pay for an unfair bill, insist they provide you with the contract obligating you to pay. Without a written agreement that you owe money, you have no legal obligation to pay………………

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What Ever Happened To Martinsville Hospital vs Glenn M. Dennis?

Wednesday, May 20th, 2020

Reference Based Pricing Lawsuit Grabs National Attention

“Few of us, when confronted with the threat, ‘Your money or your life! ’ would, like Jack Benny, pause and respond, ‘I’m thinking, I’m thinking.’ Most of us would empty our wallets. Does that act of acquiescence demonstrate acceptance of an offer and create a contract?”

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Opportunity Beckons – Will RiskManagers.us Take The Bait?

Monday, May 18th, 2020

Ready to be your own boss? You have what it takes to become a GEICO Local Agent! As a GEICO Local Agent, you’ll write business for GEICO and our affiliates as an independent, small business owner, right in your own back yard.

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Overcoming Misconceptions About Healthcare Benefits: Part 4

Monday, May 18th, 2020

Posted by: 

Albert Einstein knew that the quality of a solution was directly related to a person’s ability to identify the problem they were trying to solve. He famously said, “If I had an hour to solve a problem I’d spend 55 minutes thinking about the problem and five minutes thinking about solutions.”

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The Mystery of Drug Pricing

Monday, May 18th, 2020

Our Clearinghouse ModelSM simplifies drug pricing and frees up resources to improve patient care. Sometimes a simple change delivers revolutionary results…………..

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Hospitals Shun Sunshine – Embrace Foggy Days

Monday, May 18th, 2020

“We are very disappointed that CMS continues down the unlawful path of requiring hospitals to disclose privately negotiated contract terms,” the group said in a statement………….

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ICHRA’s Shake Up Market

Sunday, May 17th, 2020

Your broker advisor will probably never recommend ICHRA’s because to do so will destroy their business model. That’s probably why you’ve never heard about ICHRA’s until now……..

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Saturday, May 16th, 2020

Q4intelligence is a business, sales, and marketing consulting firm working with insurance and benefits agencies.

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The Maestronites

Saturday, May 16th, 2020

We are Maestronites, and our people are at the core of what we do.  We value an innovative approach, a drive to disrupt, an enthusiasm towards making a difference, and most importantly, a passion to make employee health & benefits “people-friendly” again.

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The Evil LASER MONSTER Is Waiting For You

Saturday, May 16th, 2020

Evil LASER MONSTER waits for you from the darkness of stop loss hell………………

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A Speech Worth Watching

Friday, May 15th, 2020

Approximately 4 minutes long, this man delivers a powerful message with meaning for everyone

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Higginbotham Acquires Obscure San Antonio Agency

Friday, May 15th, 2020

“Hi, I’m from Amerman Insurance Services, may I come over to talk to you about insurance this afternoon?”

Amerman? Never heard of you. Goodbye……………..

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A Llama Named Winter

Wednesday, May 13th, 2020

A Llama Named Winter May Hold the Key to a Coronavirus Treatment

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The Klement Letter

Tuesday, May 12th, 2020

“As an outsider looking in and not having all the political implications and considerations that board members face, I’d like to give you our perspective and advice for consideration on your choices.” – Greg Klement

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School District Believes In The Tooth Fairy

Tuesday, May 12th, 2020

The Weslaco Independent School District believes insurance agents are so invaluable they hired three of them……….”At no cost to the district”……and they are getting the TPA for free too………. 

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Hoax RFP From The Past

Tuesday, May 12th, 2020

mulebriar

Financially strapped district leaves +$500,000 on the table……………..

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“Hoax” RFP

Tuesday, May 12th, 2020

Former Amarillo Mayor, Fairly Group CEO file lawsuit against Amarillo ISD

“This suit does not seek to recover monetary damages from AISD. I am simply ‘raising my hand’ to shed light on a process I believe is flawed and unfair to Amarillo’s teachers and taxpayers.” – Alex Fairly

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Meet New Texas Medical Association President-Elect

Monday, May 11th, 2020

Linda poised to be the next president of TMA representing more than 53,000 doctors in Texas………………….

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El Paso ISD Report Card – First Year Renewal After Challenging TRS ActiveCare

Saturday, May 9th, 2020

“The CIGNA plans continue to offer better benefits with greater freedom of choice and fewer restrictions than TRS at competitive deductions along with its annual contribution to the Health Savings Account.”

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Guarantee “No Laser” Contract

Saturday, May 9th, 2020

Guarantee “No-Laser” Contract – We guarantee not to raise the specific deductible relative to an individual at renewal who may be experiencing on-going claims.  Additionally, the terms for the renewal will not represent a premium increase which includes the entire expected cost of a known future excess claim.

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Saturday, May 9th, 2020

RiskManagers.us is a specialty company in the benefits market that, while not an insurance company, works directly with health entities, medical providers, and businesses to identify and develop cost effective benefits packages, emphasizing transparency and fairness in direct reimbursement compensation methods.

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Welcome to Walmart. Your doctor will see you now

Thursday, May 7th, 2020

Grand Opening – Walk In Clinic

Walmart is America’s dominant retailer for groceries and other merchandise. But now it’s trying to seize a chunk of the lucrative health care market, which makes up more than 15% of the country’s economy and is growing.

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Risk Transfer On Steroids – Adverse Selection Can Be A Plan’s Sponsor’s Best Friend

Wednesday, May 6th, 2020

By Bill Rusteberg

There appears to be a growing belief Plan Sponsors may be enabled to devise a plan of benefits that incorporate heretofore widely thought to be prohibited enticements to transfer high risk individuals off employer sponsored group plan coverage onto alternate plans such as individual health insurance coverage, Medicaid and Medicare.

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Ameritas Acquires Dental Select

Tuesday, May 5th, 2020

LINCOLN, Neb., May 4, 2020 — Ameritas Life Insurance Corp. announces the acquisition of Dental Select, effective April 30, 2020. Terms of the agreement are not disclosed.

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A TPA That Definitely Thinks Out-Of-The-Box

Tuesday, May 5th, 2020

Mutual Medical Plans Inc. has devised numerous unique cost saving strategies, often used by no one else in the market…………………….

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Consultant Wanted – Apply Within

Tuesday, May 5th, 2020

Invitation For Bid No. GEN2121064B1 for Insurance Consulting Services

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Do You Believe Me Now?

Monday, May 4th, 2020

‘I Told You I Was Sick’: Getting The Last Word At A Florida Cemetery

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Patient Dumping or Smart Risk Management Strategy?

Sunday, May 3rd, 2020

“The concept sounds to easy to be true, but the ACA has set up the ability for employers and employees on a voluntary basis to choose a better plan in the Individual Marketplace and save a significant amount of money for both!”

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