Guarantee “No Laser” Contract

Guarantee “No-Laser” Contract – We guarantee not to raise the specific deductible relative to an individual at renewal who may be experiencing on-going claims.  Additionally, the terms for the renewal will not represent a premium increase which includes the entire expected cost of a known future excess claim.

Certus Management Group’s underwriting services enable us to offer employers the stop loss coverage that meets their specific needs:

  • Plan Design and Risk Analysis– Our expert staff has experience analyzing risk and structuring stop loss coverage for the most unique and challenging applications.
  • Stop Loss Underwriting for Groups of All Sizes – We underwrite coverage for plans from 11 participating employees and larger, and with specific retention levels from $10,000 and up.
  • The “Firm Renewal” – We commit to providing our clients with a firm renewal offer based on experience information that is complete through the 10th month of the current policy period.
  • Guarantee “No-Laser” Contract – We guarantee not to raise the specific deductible relative to an individual at renewal who may be experiencing on-going claims.  Additionally, the terms for the renewal will not represent a premium increase which includes the entire expected cost of a known future excess claim.

CONTACT:

Business Development

Steve Butz, Executive Vice President steve.butz@certusmg.com – 463.203.5127

www.certusmg.com/about-us