NAIC August 11, 2012 Meeting – Will Self-Funding Survive?

“The proposed revisions to the Stop Loss Insurance Model Act will severely limit small employers’ ability to self-fund and guardagainst the financial impact of unexpected and catastrophic claims. Self-funded arrangements coupled with the protection of stoploss protection offer a viable option for small employers who voluntarily choose to self-fund health insurance coverage for theiremployees. In today’s healthcare environment, policymakers should be promoting choice, transparency, affordability, andwellness opportunities rather than eliminating the very products that achieve these goals.”