Innovative Stop Loss

Orein Risk Analysts, Inc., has a unique stop loss insurance product that provides plan sponsors with the ability to budget for future expenses with stop loss terms locked in over a three year period.

Stop loss protection for unexpected high cost claims with no new laser provision, coupled with a three year agreement avoids the headache of shopping for coverage year after year. No disclosure statements for years two and three.

This product is designed for groups of 50 lives or more and are currently self-insured. Minimum specific premium requirement is $100,000.

Reference based pricing model or a pre-approved managed care network is a program requirement.

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