Archive for November, 2019

Texas School District Offers Students On-Demand Access To Health Care

Friday, November 29th, 2019

Texas school district implements two-way video office visit program during school hours for 32,000 Texas school children…………………..

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Teachers Learn ER Visits Are Bad For Their Financial Health

Wednesday, November 27th, 2019
“Half of the members from a large school district in North Texas had used the app, resolving three-fourths of cases in one patient population in a recent month, saving $667,000 in avoided ER visits.”

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Court Blocks San Antonio Paid Sick Leave Law

Monday, November 25th, 2019

SOURCE: Fisher Phillips

“Mere days before San Antonio’s Sick and Safe Leave ordinance was set to go into effect, the law was once again put on hold…. Bexar County Judge Peter Sakai temporarily delayed the start of the paid leave ordinance, which was set to take effect on December 1.”

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HHC Group Releases Survey Results

Sunday, November 24th, 2019

FOR IMMEDIATE RELEASE

November 20, 2019 Contact: Bob Serber
rserber@hhcgroup.com
(301) 963-0762 ext. 163

H.H.C. GROUP RELEASES 2019 CLIENT SURVEY RESULTS

H.H.C. Group has released the results of its annual client survey. The survey is designed to assess the company’s performance and help identify its clients’ greatest needs and concerns going into 2020.

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Death of The Status Quo Health Insurance Salesman

Friday, November 22nd, 2019

When you came in here you claimed you can SAVE US MONEY. But you really can’t can you? 

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Hospitals Can Win By Losing

Wednesday, November 20th, 2019

Hospitals Can Bypass New Price Transparency Rules For A Price

Why are hospitals making all the fuss about the new price transparency rules announced by HHS?  Instead they would be wise to remain silent and fund $300 per day ($109,500 per year) into their “Government Punishment Fund” as an additional cost of doing business.

This is a perfect example of Winning By Losing…………..

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Direct Primary Care Symposium 12 Feb. 2020

Wednesday, November 20th, 2019

The purpose of this event is to inform and educate federal legislators and regulators on the merits and benefits of Direct Primary Care and the impact that Direct Primary Care can have on rising health care costs.

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The Affordable Care Act

Tuesday, November 19th, 2019

Size Doesn’t Matter

Sunday, November 17th, 2019

Size doesn’t matter when it comes to health care……….

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Cost Shifting Is Silly

Sunday, November 17th, 2019

Status quo strategies used to reduce health care spend by employers includes cost shifting to plan members. Higher deductibles and higher out-of-pocket costs reduces insurance premium costs but not health care costs.

Back in the day a health insurance deductible equaled one week’s worth of pay. A $100 deductible was standard back in 1975.

Now it’s not uncommon to see annual deductibles of $4000 and more, much more.

It’s evident cost shifting has not tamed the healthcare beast.

And it’s clearly evident size doesn’t matter. A +400,000 life self-funded health plan in Texas has been practicing cost shifting for years. 64% of plan members are on a $2,750 front end deductible with no first dollar coverage (except for preventive care) before benefits are paid.

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Arthur J Gallagher 10k Report

Saturday, November 16th, 2019

The Arthur J Gallagher 10k 145 page report for the fiscal year ending December 31, 2018 provides interesting insight into insurance brokerage services.

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A Health Care Strategy That Makes Sense

Thursday, November 14th, 2019

         Status Quo Broker Reacts

THE STRATEGY

Allow providers to name their price and mold the member and plan responsibility around that.

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Cash Pay Health Plans Save 50% or More

Tuesday, November 12th, 2019

“Paying cash to see the doctor out of network cost less than half of seeing the same doctor in-network with insurance.”

Plan sponsors should adopt cash pay strategies as many of our clients have done with good success. Whereas a typical PPO plan will pay (with your money) as much as 225% – 400% of Medicare, our cash pay program pays ( with your money) Medicare rates or below on average.

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Veterans Day 2019

Sunday, November 10th, 2019

Lt. Col. E. Rusteberg – West Point 1934 – Two Silver Stars, One Bronze Star, Presidential Unit Citation (Battle of Hatten), Purple Heart.

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Apaly Health Launches Direct Contracting Solution

Sunday, November 10th, 2019

“Will my doctor accept our insurance” ….………… “Yes, unless he’s an idiot.” 

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Learn A Foreign Language – Become Bilingual

Saturday, November 9th, 2019

Learn a foreign language in the comfort of your home! You will be glad you did! Never again scratch your head and wonder what the heck that health insurance salesman was trying to convey during those dreadful renewal meetings. Stop relying on body language! Become empowered NOW!

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Catastrophic Claims on the Rise

Tuesday, November 5th, 2019

There is no doubt catastrophic claims are on the rise. Turbo-charged hospital bills reach the ever present stop loss outlier provision (common to most managed care contracts) faster than a melting Raspa in deep South Texas on a hot day in August.

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20 Year Old Starts Hospital Charity – Now The Rest of The Story

Friday, November 1st, 2019

Hello Americans. I’m Paul Harvey. You know what the news is —– in a minute you’re going to hear the rest of the story……………………..

At 20 years old Eric started a hospital charity to benefit children in need of health care. It was a noble endeavor. In less than 10 years, he raised more than $20 million for terminally ill children at Saint Jude Children’s Research Hospital in New York. His charity maintained just over a 9 percent cumulative expense ratio, one of the lowest expense ratios of any charity in the nation, and funded the construction of one of the most cutting edge intensive care units and surgery centers dedicated to children.

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Raising Drug Prices Is A Moral Requirement

Friday, November 1st, 2019

Raising drug prices is “a moral requirement,” says Nostrum Labs CEO.

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Predatory Billing, Scare Tactics, Boggus Prices

Friday, November 1st, 2019

Many hospitals are more interested in extracting money from vulnerable patients than providing quality care at a fair price………………but greedy healthcare participants like hospitals don’t have quite as much leverage as they’d like us to think………………..

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BCBS Swims In Cash

Friday, November 1st, 2019

Your BCBS renewal could be the beneficiary of a reserve buy-down in 2020 which means lower than normal rate increases. New business rates should be below market too. That’s because “A $1.7 billion tax refund under the Trump administration’s tax cuts drove a 226 percent rise in net income to $4.1 billion, from $1.3 billion the year earlier.” 

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