Sierra-Berkshire Associates, Inc.

Sierra-Berkshire Associates, Inc. is a Nevada-based corporation, incorporated in February, 1996. The company’s main office is located in Las Vegas, Nevada. Principal Associates are also located in the Hartford, CT area.

The company was formed to pro­vide Health, Life & Disability actuarial consulting services for employee benefit plan sponsors, insur­ance carriers, hospital, physician & other provider groups, and for TPA’s & marketing firms.

With 100+ years of combined experience, SBA consultants have extensive knowledge related to the needs of its clients. Each SBA principal associate’s career includes 10+ years of employment with insurance com­panies and an additional 20+ years consulting for one or more of the following clients: insurance/reinsurance companies, governmental & private industry employers, unions and hospital & physician provider groups. Additional areas of experience gained by one or more of SBA’s consultants include reinsurance facility & Third Party Administrator management and underwriting authority for insurers & reinsurers. 

SBA consultants’ management experience with insurance carriers, managing general underwriters & Third Party Admini­strators and as consultants to insurance carriers, government & industry groups means our consultants readily understand the needs of both the insurance risk takers and the insurance risks themselves. The company’s consulting fee structure and internal expense controls enable its offering of actuarial consulting services that are affordable to small, mid-size and large businesses alike.

SERVICES:

  • Actuarial Opinions
  • Captive Insurance Company
    • Formation Assistance
    • Offshore & U.S. Formations
    • Regulatory Financial Reports Preparation
    • Captive Manager Negotiation
  • Expert Witness Testimony
  • Insurance Companies
    • Annual/Quarterly Statement Preparation
    • Other Regulatory Reports Preparation
    • Regulatory Agency Interface
    • Prospective Carrier Research
    • Insurance Carrier Negotiations
    • Product Development & Management

  • Group Medical, Dental, Disability Income, Other Health
    • Self Funded & Fully Insured Plans
    • Claim Experience/Cost Analysis
    • IBNR Claim Reserve Analysis
    • Insurance Carrier Negotiations
    • PPO Analysis
    • Stop Loss Coverage & Cost Analysis
    • OPEB Retiree Medical Funding Cost Valuation
    • PPACA
      • Plan Actuarial Value Assessment
      • Plan Design Analysis
      • Essential Health Benefits Certification
      • Minimum Essential Coverage Certification
  • Life & Disability Income
  • Managed Care Networks
    • Utilization Cost Analysis
    • Utilization Experience Analysis
    • Provider Fee Structure Analysis
    • Provider Excess Insurance Negotiations
  • Regulatory Reporting
    • Annual Statement Preparation
    • Quarterly Statement Preparation
    • Other Regulatory Reports
  • Reinsurance Companies
    • Loss Experience Analysis
    • Management of Blocks of Business
    • Stop Loss Underwriting & Facility Analysis

Mailing Address:

Sierra-Berkshire Associates, Inc.

8124 Boxberry Avenue

Las Vegas, NV 89131-8151

Telephone:  

Corporate: (818) 427-2856

Paul J. Kovacic: (818) 427-2856 (C)

Principal Associates:

Kevin K. Gabriel, MBA, FSA, MAAA    

Martin J. Loughlin, FSA, MAAA    

Paul J. Kovacic, CLU    pjkovacic@hotmail.com