The Neighbors Came First: What a Century of European Health Cooperatives Teaches American Policymakers and Investors

By Dave Chase – September 28, 2026

In 1899, sixty members of the Catholic Workers’ Association in Switzerland promised to help carry each other’s costs when illness or accident struck. That promise became CSS, which now insures about 1.7 million people, almost one in five Swiss, and still belongs to the association that grew from its founders.

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Attention Doctors – Here’s An Offer You’d Be Dumb To Refuse………..

Clinicians….Still Trading Time For Money In The Clinic??? For most, a full schedule doesn’t mean freedom it means…. Long hours  Insurance headaches  Discount-driven patients ….. Income ceilings you can’t break………..The problem isn’t your skill…It’s the clinic model…

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Invertebrates Are Status Quo’s Best Friend

“Demonstrated reluctance to consider suggested strategies indicates a growing tendency towards static risk management which is contrary to proper oversight. We bring no value in exchange for the fees you pay us when the status quo isn’t continuously challenged with evolving strategies and a wiliness to act when it’s in the best interests of the plan and plan members no matter how hard change may be.”

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