October 23, 2025 – Risk Managers

If PBMs Promise 100% Return of Rebates, Why Have Them?

By Bill Rusteberg

We’ve all heard it. “We pass 100% of all rebates on to you” says your favorite PBM.

Gag Clause Attestation Deadline Fast Approaching

October 23, 2025 – By: HUB’s EB Compliance Team

As 2025 comes to an end, plan sponsors of ERISA, church and governmental plans should submit their Gag Clause Prohibition Attestation (“Gag Clause Attestation”) to the Centers for Medicare and Medicaid Services (CMS) no later than December 31, 2025.

RosettaFest 2026: Amplifying Our Voice

Communities leading healthcare transformation from the ground up.

RosettaFest has become the platform where communities take charge of their healthcare destiny. Over 1,000 changemakers gather here to share authentic stories of transformation and amplify the voices of people building healthcare that serves their neighbors first.

These are community advocates, clinical pioneers, benefits champions, and local leaders who discovered their collective voice creates more change than any corporate boardroom ever could.

What Took You So Long To Figure This Out?

99.99% of plan sponsors are slow. Real slow. So slow it makes a melting glacier look faster than a speeding bullet. According to the article below employers are beginning to adopt direct contracting agreements with community health care providers to save money and to improve access to quality care. Plan sponsors we worked with have been doing that for past two decades with good success.

How To Achieve Razor Thin Hospital Margins Without Even Trying

Three Problematic Hospital Myths

“The reality is you can have razor-thin hospital margins if you are good at just spending all the money that is given to you.”

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