TRS ActiveCare Premiums Underfund Claims

TRS ActiveCare Actuary Under The Gun

Will the state continue to make up the shortfall for the TRS ActiveCare government health plan? Commercial carriers operating in the real world competing for Texas school business don’t enjoy that advantage. So how can the commercial carriers and third party administers compete? Sneaky underwriting?

“TRS premiums are now lower than what TRS spends on health care claims. This means the difference between TRS-ActiveCare suppressed premiums and claims costs must be made up in subsequent years.”

Start page 24 end page 54 – Feb 2023 Board Book (