Retrospective underwriting can be a powerful marketing strategy. It has been used in the past with good success – write new business with scant regard of traditional underwriting parameters. In nine months you know what your picked up. At 12 months you run off the dogs and keep the rest.
Continue reading Sneaky Underwriting – Who Let The Dogs Out?
Will the state continue to make up the shortfall for the TRS ActiveCare government health plan? Commercial carriers operating in the real world competing for Texas school business don’t enjoy that advantage. So how can the commercial carriers and third party administers compete? Sneaky underwriting?
Continue reading TRS ActiveCare Premiums Underfund Claims
So far there have been over 250 insurance related bills introduced in this Texas legislative session. We are seeing quite a few bills that will impact the growing market trend towards health care pricing transparency. Many of these bills will benefit Cash Pay Centric Health Plans.
Continue reading Texas Shared Savings Bill Will Turbocharge Cash Pay Health Plans
If passed this legislative session, Texas HB 711 will forever change manage care contracts. Can you hear the BUCA posse thundering towards the upcoming sub-committee hearing…….?
Continue reading PPO Contracts Will Never Be The Same Again
Texas HB 633, if passed during this year’s legislative session, will provide broad application for Cash Pay Centric Health Plans, a growing market phenomenon. Cash pay health plans are the future of health care finance.
Continue reading Texas Eyes Cash Pay Health Plan Legislation?