Your contractual indemnity is only as good as their balance sheet
The MSA says the vendor indemnifies you. If the insurance behind that clause isn’t there, you are indemnified by a firm with eleven employees and a van.
Kayna reads the full policy and tells you if you’re actually covered. Not just the certificate on file.
Kayna reads full policies, endorsements and contracts — not just certificates — and returns a reasoned gap analysis for every vendor, franchisee, subcontractor and tenant you’re exposed to. Every verdict cites the page it came from.
A wrong endorsement costs nothing for years… and then it costs everything at once.