Point of Service Claim Adjudication & Payment

It exists………………………………A magical health insurance card

Imagine going to the doctor’s office and swiping your health insurance card electronically at the check out counter and leaving without having to dip into your wallet or purse? The doctor is paid electronically in under 20 seconds. Your bank account is debited the copay at the same time. And if your bank account doesn’t have sufficient funds an automatic loan provision kicks in and funds your copay immediately.

In return for immediate payment, the provider has agreed to pricing at or below Medicare. Compared to commercial plans, that can produce significant savings.

This magical health insurance card is good for not only physician office visits, its good for lab & xrays, hospital stays, surgical centers, in fact just about any kind of medical service a patient would need.

Finally, a plan that makes sense to both the consumer, plan sponsor and the provider community.

RiskManagers.us is a specialty company in the benefits market that, while not an insurance company, works directly with health entities, medical providers, and businesses to identify and develop cost effective benefits packages, emphasizing transparency and fairness in direct reimbursement compensation methods.