If you live in New York state and employ less than 100 employees, go here to see what your group health insurance rates could be under the Benefit Choices health program underwritten by Highmark (Rates shown are for Region 1).
Depending on the plan you choose, the employee only rate can be as low as $865.67. In case you have a catastrophic health care event your maximum out-of-pocket including premium charged for the year is only $17,888.04.
The best, most expensive plan has an employee only rate of $1,118.84. In the event you have a terrible high cost health care event your maximum out-of-pocket will be a low, easy to budget $22,526.08.
There is no need to underwrite your risk! With rates like these we don’t care. No intrusive health questions, no waiting sleepless days and weeks to see your “final” surprise rates.
And the best news? There’s no need for pesky, lying, commission driven insurance brokers breathing down your neck panting for a sale.
Wouldn’t it be better if you just booked the premium to your ledger for use only when you needed it for health care expenses? Incorporate Direct Primary Care and pay providers cash for upstream care. Beats a Poke In The Eye!