Members decide between Free Care vs Not-So-Free Care at the Point of Service…………………….
Continue reading Cash Pay Option Can Be Added To Any PlanCash Pay Option Can Be Added To Any Plan
Day: January 18, 2023
Medical Stop-Loss Premiums Up Nearly 10% for 2022
Segal’s analysis shows that in 2022 the most common stop-loss insurance deductible is $250,000, up from $200,000 in 2021………….For a stop-loss coverage plan with a deductible of $200,000, the median monthly per-participant premium was $85.80 in 2022, Segal reported. For stop-loss coverage with a deductible of $500,000, the median per-participant premium was $29.90.
Continue reading Medical Stop-Loss Premiums Up Nearly 10% for 2022Are Self-Funded Health Plans Required To Cover Prescription Drugs?
Must self-insured plans provide essential health benefits?
Question: We understand that the Affordable Care Act (ACA) requires some health care plans to cover certain “essential health benefits.” Does that include our self-insured plan?
Continue reading Are Self-Funded Health Plans Required To Cover Prescription Drugs?