Aldeen’s Sunday Morning Bathroom Read – NSA Edtion

“Overnight, the government created a $5 billion market, sanctioned employer balance billing (with an 83% success rate for providers) and gave a 3x-4x pay raise to folks subject to the NSA/IDR regulatory framework. The NSA/IDR process is not a way to occasionally resolve reimbursement disputes. It is a business model.”

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McAllen ISD Employee Saves $8,796 On Family Health Insurance

By Molly Mulebriar

Jorge is a devoted employee of the McAllen Independent School District in deep South Texas and like many other working Americans he struggles to pay for family health insurance for his wife and two children. The district offers a generous health insurance package but his cost to add his family is a hair above 9.2% of his annual household income. It’s a second mortgage he can’t afford.

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Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting

MyHealthGuide Source: Xchange Benefits, 02/18/2026

ARMONK, NY — Hammurabi, a division of accident and health managing general underwriter Xchange Benefits LLC, a subsidiary of Octave Specialty Group, Inc. (NYSE: OSG), has unveiled an artificial intelligence platform that fundamentally transforms how medical stop loss insurance is underwritten, replacing a traditionally labor-intensive process with near-instant risk prediction and pricing accuracy.

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