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Is your school district considering offering self-funded health plans to your employees? This document outlines things to consider when making this decision.”
TRS ACTIVE CARE KEY TAKEAWAYS
TRS-ActiveCare is a cost-effective program with low administrative costs. As part of TRS-ActiveCare,
you do not pay for stop-loss insurance or commissions like other smaller self-funded groups, allowing
more dollars to go towards the health care coverage. TRS manages the plans on behalf of participating
districts, removing the need to hire benefits management staff and administrators at the district level.
TRS also reduces volatility and helps make health care a more predictable expense for participating
districts. TRS-ActiveCare participants benefit from the size, market leverage and expertise of TRS to gain access to market-leading pricing, enhanced member service offerings, and best-in-class contract terms and provisions. In major metropolitan areas of the state, districts outside of TRS-ActiveCare must contribute more toward employee health care to offer a comparable and affordable health care benefit to their employees.
SEE TRS ACTIVECARE MEMORANDUM:
www.trs.texas.gov/TRS%20Documents/healthcare_activecare_selffunding.pdf
