Archive for September 19th, 2011

Why Dental Insurance Provides So Little “Insurance” – Analysis By M. Cabral

Monday, September 19th, 2011

My analysis shows that the strategic delay of treatment and the associated adverse selection may be an important factor in explaining why so few people have dental insurance coverage in the US and why typical dental “insurance” contracts provide so little insurance.

http://www.stanford.edu/~mcabral/Ex_Post_Adverse_Selection.pdf