The job pays $65,000 per year plus benefits. By the time we add up all the benefits including health insurance, workers compensation, FICA, etc., your job is worth $85,000.
But why would I hire you? Your pre-employment physical shows you are a walking health claim worth +$100,000 this year which brings your job value to $185,000 or more.
You are grossly obese, smoke, have diabetes, drink 8 beers daily and last year you were in the hospital two times for a total of 6 in-patient days.
So tell me, why would I hire you?