Tx. HB. 4144 Expected To Turbocharge Critical Illness Sales

Texas has passed legislation gifting insurance brokers a golden opportunity to sell critical illness policies to Texas political subdivisions.

“A government entity shall provide to a firefighter or peace officer who retires from the entity a critical illness supplemental income benefit..…..” with a value up to $100,000.

Texas House Bill 4144 takes effect January 1, 2026.

HB 4144 simply means a retired fireman or peace officer who gets cancer or suffers a stroke or a heart attack in their first three years of retirement from a city, county, school district or any other political subdivision their former employer must provide a cash benefit equal to their last annual salary or $100,000, whichever is less.