Three Year Rate Guarantee Beats A Poke In The Eye!

By Nick Lease on Linkedin

What if you could lock in your healthcare costs for 3 years—while improving EBITDA and reducing fiduciary risk? That’s exactly what we help our clients do.

✅ Predictable Costs – A 3-year rate guarantee makes budgeting easier and protects against surprises

✅ Offload Fiduciary Liability – The program structure shifts risk off your plate

✅ Profit-Sharing – You share in the healthcare dividends your group helps generate

✅ Stronger Valuation – Transferring healthcare liability off the balance sheet helps boost EBITDA and prepare for growth or M&A

If you’re a business with 150+ employees looking to rein in healthcare costs and turn benefits into a strategic asset—not a liability—we should talk.

Entirely possible when you know how. Remember back in the day when Aetna was promoting The Texas Health Affiliate Plan, a Voluntary Employee Beneficiary Association (VEBA) plan? The program offered a three-year self-insured maximum liability contract.