The Largest U.S. Commercial Health Insurance Risk Pool

SOURCE: Oscar Health

“Growth of the Affordable Care Act (ACA) market has created a larger risk pool than any employer, state, or subdivision of the economy, which has resulted in a more stable cost trend than the rest of the industry.”

“ICHRAs allow employers to move their employees into the stable ACA risk pool with a defined benefit contribution, creating a greater level of cost stability. Employees gain greater choice, flexibility, and control over their health benefits, which allows them to select coverage that better fits their own financial and health needs. We believe when people have more choices, they make more informed decisions about their health.”

If you believe “Bigger is Better” then this is it…………………