The Gathering Storm: The Threat to Employee Healthcare Benefits

Employees facing unaffordable premiums and out-of-pocket burdens may decide to self-select out of group coverage in favor of individual policies, Medicaid (if eligible), or no coverage (uninsured).

This article, the final in our five-article series on the gathering storm in US health, shares our perspective on the magnitude of healthcare cost increases confronting both employers and employees. It also outlines a range of actions that employers could take to contain costs and promote long-term affordability, while maintaining access and quality of care.

SOURCE: The threat to employee healthcare benefits | McKinsey