Delivering Custom & Cost-Effective Health Insurance Benefits
A one-of-a-kind solution that can reduce health insurance costs by 18%. The Difference Card can often improve employee benefits without increasing costs to the employer.
The Difference Card Advantage
The Difference Card disrupts the healthcare status quo by helping clients create unique benefit plan designs. These plans allow you to lower your health care costs while maintaining a level of benefits that exceeds your company’s expectations.
Custom Benefit Plans: Creating benefit plans that fits the needs of our members, while lowering the employer health benefits spend by 18%, on average.
Guaranteed Savings: Using the power of data to design custom benefit plans based on 20 years of usage analytics to GUARANTEE savings.
Superior Service: Providing world-class service with dedicated Client Success Teams and exceptional Member Service Call Center Representatives.
FOR EMPLOYERS
- Savings you can see: We can reduce medical insurance costs by 5-20% without reducing benefits. Clients on average can see an annual net savings of over $2,000 per employee, per year.
LEARN MORE - Best-in-class benefits: With The Difference Card, you do not need to reduce benefits to see savings. There is no need to change providers and you can keep your current insurance carrier.
LEARN MORE - The results speak for themselves: Difference Card clients are loyal to the program because they see the savings. We have a 90% retention rate because we help employers adopt a strategy that drives savings. After five years, most clients continue to spend less on health benefits than they did before implementing The Difference Card.
LEARN MORE - Guaranteed savings for peace of mind: We offer the ability to limit your claim exposure and underwrite your plan with The Difference Guarantee. The Difference Guarantee is insured by an A rated division of Assurant.
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FOR BROKERS
- Stand out in a crowd: The Difference Card’s unique health insurance plans can differentiate your agency in a crowded brokerage marketplace.
LEARN MORE - Grow your agency: In 2021, The Difference Card strategy helped our Producers win 59 new “broker of record” accounts- resulting in $1.6 million of new revenue for our Partner Agencies.
LEARN MORE - Retain your clients: The Difference Card is a long-term solution for the rising cost of healthcare. Our clients continue to see savings year after year.
LEARN MORE - Strategic partners you can rely on: The Difference Card works closely with our strategic partners to deliver outstanding savings and customer service to our mutual clients.
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Custom Health Insurance Benefit Solutions | The Difference Card
