Sierra-Berkshire Associates, Inc. (SBA) provides Health, Life & Disability actuarial consulting services for employee benefit plan sponsors, insurance carriers, hospital, physician & other provider groups, TPA’s and marketing firms.
With 150+ years of combined experience, SBA consultants have extensive knowledge related to the needs of its clients. Each SBA principal associate’s career includes 10+ years of employment with insurance companies and an additional 10+ years consulting for one or more of the following clients: insurance/reinsurance companies, governmental & private industry employers, unions and hospital & physician provider groups. Reinsurance facility & Third Party Administrator management as well as underwriting authority for insurers & reinsurers are additional areas of experience gained by one or more of SBA’s consultants.
SBA consultants’ service both with insurance carriers, managing general underwriters & Third Party Administrators and as consultants to government & industry groups enables SBA’s consultants to readily understand and reconcile the needs of both the insurance risk takers and the insurance risks themselves.
Services
- Actuarial Opinions
- Captive Insurance Company
- Formation Assistance
- Offshore & U.S. Formations
- Regulatory Financial Reports
- Captive Manager Negotiation
- Claim Reserve Analysis & Calculation
- Group Disability Income
- Medical, Dental, Prescription Drug, Vision
- Expert Witness Testimony
- Financial Reporting
- Annual Statement Preparation
- Quarterly Statement Preparation
- Other Regulatory Reports
- Group Dental, Prescription Drugs & Vision
- Plan Design and Pricing
- Insurance Carrier Negotiations
- Loss Experience Analysis
- Group Disability Income
- Plan Design and Pricing
- Insurance Carrier Negotiations
- Loss Experience Analysis
- Group Medical – Self Funded/Fully Insured
- Claim Cost Analysis & Projection
- IBNR Calculation & Analysis
- PPACA Essential Health Benefits Certification
- PPACA Minimum Essential Coverage Certification
- Stop Loss Analysis & Recommendations
- Retiree Liabilities Valuation
- PPACA
- Plan Actuarial Value Assessment
- Essential Health Benefits Certification
- Minimum Essential Coverage Certification
- Provider Networks
- Fee Analysis & Recommendations
- Managed Care Vendors Evaluation
- Insurance Companies
- Annual/Quarterly Statement Preparation
- Product Development & Management
- Life & Disability Income
- Medical, Dental, Drug & Vision Plans
- Group Underwriting
- Loss Experience Analysis & Projections
- Management of Blocks of Business
- Managed Care Evaluation
- Monte Carlo Financial Simulations
- New Business Referral & Analysis
- Pricing & Reserve Models
- Risk Assessment Methods
- Workers Compensation (Management)
- Life Insurance Settlements
- Intermediary for Portfolio Buyers & Sellers
- Pricing Algorithms Development
- Liabilities Modeling for Financiers
- Medical Clinics
- Utilization Cost Analysis & Projections
- Utilization Experience Analysis
- Provider Fee Structure Analysis
- Provider Excess Carrier Negotiations
- Reinsurance Companies
- Loss Experience Analysis & Projections
- Management of Blocks of Business
- New Business Referral & Analysis
- Reinsurance Facility Management
- Stop Loss Underwriting & Analysis
- Mergers & Acquisitions
- Buyer/Seller/Financier Assistance
- Business Plan Development
- Valuation & Due Diligence of Targets
For Information: information@SierraBerkshire.com
