
SOURCE: Find a fair deal for medical services
Let our team of Patient Advocates, Nurses & Physicians guide you to High-Value Doctors & Facilities where you can earn cash back rewards and save hundreds even thousands on medical services.
How can you earn Cash Back Rewards?
Call, Click, or Chat with a Care Guide when you need a medical test, procedure, or surgery. A Care Guide will navigate you to High-Quality, High-Value Providers for the test, procedure, or surgery. When members use the recommended provider they are eligible to earn Cash Back Rewards.
Redeem your Cash Back Rewards by sending proof of service with the recommended medical provider to navces by submitting your Insurance Provider’s Explanation of Benefits and/or your Itemized Medical Bill.
What is an Explanation of
Benefits (EOB)?
An EOB is a statement from your health insurance plan describing what costs it covered for medical care or products you’ve received. The EOB is generated when your provider submits a claim for the services you received. The insurance company sends you EOBs to help make clear: The cost of the care you received
What is an Itemized Medical Bill?
There are several ways to provide these documents to navces.
- 1Email a copy torewards@navces.com.
- 2If you are working with a navces Patient Advocate on
the navces Care Guidance Team, you may provide the
documents directly to your Patient Advocate. - 3Send the documents via secure fax at (305) 391-4557.
A check will be mailed to you within 2 weeks subject to terms and conditions.

For decades, HMOs and health insurance companies alike have been hiding the true cost of their contracted commercial rates between different medical providers, making shopping for healthcare difficult.
navces solves this problem by providing multiple product platforms that enable patients to understand price and quality before receiving medical care. Our navces Care Guidance Team does the research so you save hundreds, even thousands of dollars shopping quality and price on over 1500 medical procedures.
We point you in the right direction to receive the best quality care. navces compares providers on cost and quality rankings. If an employee uses one of the navces recommended in-network High-Value Medical Providers, they can earn navces Incentive Rewards for being a smart healthcare consumer. If they choose to use another provider, they are not eligible to earn the rewards dollars and ultimately could end up with a low-quality medical provider and substandard medical care. For decades, HMOs and health insurance companies alike have been hiding the true cost of their contracted commercial rates between different medical providers, making shopping for healthcare difficult.
