
The Edcouch Elsa Independent School District believes every penny counts. The district’s insurance consultant recommended a move from Blue Cross Blue Shield to United Healthcare for a premium savings of 1.25%.
Health plans don’t usually move for such a small premium variance unless there are other mitigating factors such as poor service. Moving from one carrier to another involves a degree of disruption.
Is 1.25% worth it?
Valley Risk Consulting, the district’s insurance consultant, has a history of recommending United Healthcare more often than not. Brownsville ISD, Edinburg ISD and Harlingen ISD are examples referenced during the consultant’s presentation to the Edcouch Elsa Board of Trustees.

Changing Logos doesn’t save money.
