P&C Brokerage

In-sur-ance (in-shoor’ens) n. 1.a. The act, business, or means of insuring persons or property. b. The state of being insured. 2. A contract binding a company to indemnify an insured party against specified loss. 3. The sum of which something is insured. 4. RiskManagers

Insure (in-shoor’) v. – sured, -suring. 1. To protect against loss, damage, etc. with insurance. 2.  Also ensure (en-). To insure n. RiskManagers

Professional Liability Insurance

Professional liability (PL), also known as Errors and Omissions Insurance (E&O), protects you if you’re sued for negligently performing services, even if you haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit.

General Liability Insurance

General liability insurance, also known as commercial general liability (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to their property

Business Owners Insurance

Business owners policy (BOP) is a combination of general liability and business property insurance. It protects your own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Workers Compensation Insurance

Workers compensation insurance protects your employees and your business from work-related accidents, illnesses, and even death.

Workplace injuries happen even in the safest of workspaces. Even if your employee has health insurance, you are responsible for their medical costs if they suffer a job-related injury or illness. In addition, the worker is entitled to a percentage of their regular wages during the time that they are unable to work due to their injury or illness. These costs are covered by workers compensation insurance. If you don’t have insurance, you will have to pay these costs out of pocket.

Non-Subscriber Insurance is available for those employers who elect not to purchase Workers Compensation Insurance.

Contact RiskManager@RiskManagers.us to set up a 5 minute Quick Quote appointment.

Immediately following the Quick Quote appointment your proposal will be generated instantly and emailed to you for review and approval

Once you approve / accept coverage your policy documents will be emailed to you within one business hour of purchase – Same day coverage is available

You may pay monthly or annually with no fees

Policy renewals are 45 to 60 days in advance

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