Dentist wants to see a wholesale increase in the maximum payable by dental plans. Costs have gone up but most dental plan have limited annual maximums averaging $1,000. What does TRS Care dental plan offer compared to this one?
140,000 TRS Care dental plan members may be getting a rate change effective January 1, 2026. How does the TRS Care Dental and vision plan compare to this one?
SOURCE: Benefits Board Book Sept 2025 (SEE PAGE 11).
Whereas, Chapter 1575, Insurance Code (the Texas Public School Retired Employees
Group Benefits Act), authorizes the Teacher Retirement System of Texas (“TRS”), as
trustee, to implement and administer the Texas Public School Retired Employees Group Benefits Program (“TRS-Care Program”), as described in the statute;
Whereas, Section 1575.1601, Insurance Code, requires TRS to establish or contract for
and make available under the TRS-Care Program an optional plan that provides coverage for vision care for retirees, dependents, surviving spouses, and surviving dependent children (“TRS-Care Optional Vision Plan”);
Whereas, Section 1575.052, Insurance Code, authorizes the trustee to take actions it
considers reasonably necessary to devise, implement, and administer the TRS-Care
Program;
Whereas, Section 1575.212, Insurance Code, authorizes the trustee to determine
premiums to be paid by participants of the TRS-Care Program;
Whereas, on the May 2024 Board Meeting, TRS selected MetLife Insurance Company
(“MetLife”) to be the insurance carrier to provide and administer the TRS-Care Optional Vision Plan;
Whereas, TRS staff have negotiated with MetLife the premium rates and benefits for the TRS-Care Optional Vision Plan to be offered on the initial plan year that starts on January 1, 2025;
Whereas, TRS staff and consultants assisting TRS staff (the “Consultants”) have
evaluated the premium rates and benefits and have recommended the Board approves them as listed in Exhibit A, attached to this resolution and incorporated herein by reference;
Whereas, the Board considered the information provided by TRS staff and the
Consultants and desires to approve the recommendations by TRS staff and the
Consultants; now, therefore, be it Resolved, that the Board hereby adopts and authorizes the premium rates and benefits to the TRS-Care Optional Vision Plan beginning on the plan year that starts on January 1, 2025, as listed in Exhibit A attached to this resolution and incorporated herein by reference, until further action by the Board; and Further resolved, that the Board authorizes the Executive Director or his designees to take any actions that he or his designee in his or their discretion deem to be necessary or advisable to implement this resolution until further action by the Board.
