Reference Based Pricing Plan With The Guarantee Of No Balance Billing

Choose Any Provider With The Freedom Plan​

The Freedom Plan options allow a full choice of health care providers without restrictions or penalties. There are no preferred providers or networks required. Members see the provider they choose!

Freedom Plan Options

The Freedom Traditional Plan and Freedom Essentials Plan benefit options provide traditional major medical coverage. Members are free to go to any provider for services because there is no network.

Freedom Hybrid is a major medical option that utilizes both PPOs and reference-based pricing. Members get the coverage they need while enjoying the freedom to go to any provider for services.

Reimbursement to providers not in a PPO network is reference based on a multiple of Medicare reimbursement levels and members are protected from balance billing. Allied will work on members’ behalf to resolve any excess amount billed. The only out-of-pocket expenses members pay are normal deductibles and coinsurance!

Benefit Features

  • Choose any provider without restrictions or penalties
  • PPO-like discounts
  • The only out-of-pocket expenses are deductibles and coinsurance

Information About Our Insurance Carriers

All Allied National administered benefit plans are insured by highly rated insurance companies. The strength of these companies provides the financial security you seek when purchasing valuable insurance protection. To find out more about each company, visit their websites or the A.M. Best website.

Allied’s Funding Advantage stop-loss insurance coverage is provided by either Fidelity Security Life Insurance Company® or Companion Life Insurance Company.

Funding Advantage proposals are not a solicitation to purchase stop-loss coverage but an illustration of total monthly costs under Allied’s self-funded program. Selection of the appropriate carrier is made according to group size and state at the time of underwriting. At that time, Allied will prepare an application with the appropriate insurance company for the client. Specimen stop-loss policies are available upon request.

Fidelity Security Life Insurance Company® (FSL)

Rated A (Excellent) by A.M. Best Company

Located in Kansas City, Mo., FSL embraces Midwestern values as a solid foundation for profitable performance. For more than 40 years, FSL has been a company eager to discover and capitalize on new opportunities. Since receiving a charter from the Missouri Department of Insurance in 1969, FSL has remained flexible and responsive in providing products that match both agent and policyholder needs. Learn more by visiting FSL’s website.

Companion Life Insurance Company

Rated A+ (Superior) by A.M. Best Company

Located in Columbia, S.C., Companion Life Insurance Company has specialized in employee benefits for more than 40 years. Learn more by visiting Companion Life’s website.

Standard Life & Accident Insurance Company

Rated A (Excellent) by A.M. Best Company

Standard Life was founded to provide clients with realistic life and health products that solve their needs for financial security. Learn more by visiting Standard Life’s website.

Provider Access & Services

About Us

Established in 1970, Allied National is one of the nation’s oldest and most experienced third-party administrators (TPA). We offer an array of services to agents, covered members and risk-bearing partners. Our services include:

  • Regulatory compliance
  • Medical underwriting
  • Agent appointment processing
  • Policy issue
  • Premium billing and collection
  • Customer service
  • Claim processing
  • Health care management
  • Actuarial support

We also have an extensive portfolio of easy-to-sell and maintain products; product marketing services; and complete agent support.

Innovative Plans

Allied has a history of working with insurance carriers who provide unique, one-of-a-kind health benefit plans for small employers and individuals. We provide:

  • Group Medical Benefits
    Not all employers are alike. We recognize that businesses have different needs from their benefit plans. Allied level-funded plans provide the ultimate in flexibility allowing anyone to customize a benefit plan to fit their cost and benefit needs.
  • Individual Short-Term Medical Plans
    Allied offers a unique plan for individuals who have a temporary need for health insurance protection. Pivot Health Short Term Medical helps people without coverage bridge the gap between permanent health plans with an employer.  It’s perfect for those between jobs, just entering the workforce or nearing retirement. It’s a high-value, low-cost option for many that features a fast and easy online enrollment process for immediate coverage.

Our Commitment

Allied is committed to providing you with the best in benefits with fast, friendly and personal service. We’re committed to:

  • The Independent Insurance Agent
    We are a single source for quality benefit plans for independent insurance agents.
  • Employers
    We offer flexible plan designs so that we always have the unique benefit product for every employer’s situation.
  • Our Members
    We provide our members with the benefit answer they look for and the personal and friendly service they deserve.

FOR MORE INFORMATION GO HERE – Allied National