Editor’s Note: Unbundling components of a self-funded health plan makes sense, and saves money. Unfortunately many TPA’s have “veto” power over selection of subcontractors. This kind of TPA control may affect the financial health of the Plan Sponsor as well as fiduciary duties.
From A South Texas Insurance Consultant: Damn, why did we not think of this approach????
From A Midwestern Insurance Consultant: Whoa! What a friggin genius!