Program Managers

We provide production underwriting services on behalf of Life & Health insurers and managed care organizations for new and renewal business.

Our innovative underwriting systems and tools provide the best rate for clients while effectively offering protection from hidden risks.

Target Coverages


Our Life & Health insurance underwriting is provided as an outsource service to the following:

  • Insurance Companies
  • Third Party Administrators (TPA)
  • Managed Care Organizations (MCO)
  • Multiple Employer Welfare Associations
  • Other Risk-Taking Entities


We are a full service stop loss MGU specializing in level funding. Our services include underwriting and consultation services for block rehabilitation to improve financial performance and audit services for carriers and reinsurers.

Consultative Services

Consultative services are available for enhancement of underwriting processes and procedures for existing and new product development. Overflow production underwriting is available for carriers, captives, risk arrangements and TPA underwriting departments.

Audit/Compliance Services

We can provide complete compliance services, including product development assistance and drafting policy language to support client strategies, health insurance product development, marketing organizations and distribution systems.