Catastrophic Inmate Medical Insurance
Budget Protection for Correctional Facilities
Catastrophic Inmate Medical Insurance is an insurance policy that reimburses a government entity for the eligible medical expenses associated with arrestees, pre-trial detainees, and inmates who require medical treatment outside the walls of a detention facility. It helps sheriffs, counties, and local municipalities financially prepare for the uncertainties of funding medical care for an increasingly sick indigent population.
This unique policy will reimburse the costly hospitalizations that were not factored into your annual medical budget, such as brain surgery, hip replacement, outpatient dialysis treatment, and more.
Eligible Expenses
- Inpatient Hospital Services
- Outpatient Hospital Services
- Physician Services
- Outpatient Diagnostic X-ray and Labs
- Emergency Room
- Prescription Drugs (inpatient only)
- Ambulance Services
- Medical Services and Supplies
Coverage Highlights
- Minimum Inmate Count: 2*
- Deductible as low as $1,000 per inmate*
- Coverage maximum of $250,000 per inmate
- $1,000,000 policy aggregate
- Coverage based on 12-month policy period
Included Benefits
- No pre-existing condition exclusions
- Pregnancy (inmate only)
- HIV/AIDS
- Mental Health & Substance Abuse Inpatient Benefit*
Optional Benefits
- Prior-to-Booking / In-pursuit
- Security & Guarding Reimbursement
- Dental Services
SOURCE: King Insurance
