Everyone hates it when insurance companies second guess their trusted doctors. “What do you mean you won’t cover it! My doctor says I need the care!”
“I didn’t buy a Premium Only policy, I bought a Claim Paying policy!”
WHAT’S A PREMIUM PAYING POLICY? Under a Premium Paying Policy you benefit by paying premium for coverage you think you have but don’t while under the Claim Paying Policy you benefit by paying premium for coverage you know you have in return for claims paid.
HOW DOES ONE KNOW THEY HAVE A CLAIM PAYING POLICY? When they file a loss.
