The Body Snatch Policy Provision

Did you know your Texas health insurance policy has a Body Snatch Clause?

“Dear Family, you may pick up the body now. We’re finished “– Insurance Company

In Texas a health insurance policy must provide that the insurer has the right and opportunity to:

(1)  conduct a physical examination of an individual for whom a claim is made when and as often as the insurer reasonably requires during the pendency of the claim under the policy;  and

(2)  in the case of a death, require that an autopsy be conducted, unless the autopsy is prohibited by law.

INSURANCE CODE CHAPTER 1251. GROUP AND BLANKET HEALTH INSURANCE