Ordinance Requires $1Million “Dangerous Dog” Policy


More government insurance mandates? Times have never been so good for insurance brokers.

Story #1 – Ordinance Requires $1 Million “Dangerous Dog” Policy

ROYAL OAK (WWJ) – Royal Oak is about to unleash new regulations on dog owners.

The new rules, which go into effect Thursday, require owners of “dangerous dogs” to carry $1 million in liability insurance, post signs, complete an obedience class with the dog, and keep the dog in a locked, fenced-in area. Owners must also comply with seven pages worth of other requirements to keep their pets in the city.

Officials say a dog is deemed dangerous if it bites or attacks a person, or causes serious injury to another domestic animal. Exceptions include dogs protecting an owner or a homeowner’s property.

City leaders say they created the ordinance after receiving 32 reports of dog bites and attacks during 2012 in Royal Oak.



Story #2 – Government To Mandate Liability Insurance for Guns?

WASHINGTON (CBSDC/AP) — The D.C. Council is considering requiring people to purchase liability insurance before they can get a license to own a gun.

The bill would mandate that prospective gun owners maintain at least a $250,000 policy. The policy would cover damages from negligent acts or intentional acts that aren’t undertaken in self-defense.

A handful of states are considering similar measures, but none has passed such a law.

The District of Columbia has some of the nation’s strictest gun-control laws. Handguns were banned in the city before a landmark 2008 Supreme Court ruling.

A council committee will hold a hearing Thursday on the insurance requirement.

The bill was introduced by Democratic Councilmember Mary Cheh who was first elected in 2006