Prior to ObamaCare a few million people had these not-quite-insurance insurance mini med policies. The administration and pro-reform crowd decided people who purchased these plans needed protection from themselves and set out to wipe them away.
Some of these forsaken plans had limits only in the tens of thousands. They might only pay a few hundred dollars per day for hospitalization or surgery.The requirement that plans have no limits, annual or lifetime when fully implemented would see these plans die a deserved death.
These helpless souls had much to look forward to under Obamacare, why they would have full comprehensive coverage at an affordable price….
“Wonder what a “skinny” or “low-benefit” insurance plan is? The terms may vary, but the basic idea is that policies would cover preventive care, a limited number of doctor visits and perhaps generic drugs. They wouldn’t cover things such as surgery, hospital stays or prenatal care”
Thanks to ObamaCare they now have even fewer benefits then they had before.
– Nate Ogden, InsureBlog
Editor’s Note: These so called “skinny plans” will not last long, especially if they gain any kind of market share. Both sides of the aisle will turn against them, including powerful lobbies such as the American Hospital Association, Texas Medical Association, unions, etc. It would be politically incorrect otherwise. After all, who can be for screwing the little guys?
A single payer system will be spurred into reality sooner than later, an effective outcome due to the failure of ObamaCare. Proponents will point to “skinny plans” as evidence that profit driven, greedy private business owners continue to screw their hapless employees. Class warfare will take on a new and ugly turn. Government, with popular support, will step in again to save the day. Hallelujah!
But wait! Can’t employees seek coverage through a guarantee issue, pre-existing condition covered comprehensive medical plan, partially paid for by an ever benevolent government?
“So let me try to understand this Uncle Hermann. Rich and greedy employers screw their employees to save on taxes and health care expenses but encourage them to take advantage of almost free comprehensive medical coverage through an exchange that will cover pre-existing conditions upon demand, funded in part by corporate tax dollars. Is this de facto support of big government spending traditionally opposed by business, now tacitly endorsed with gusto?”
“Political persuasion comes down to money” – William Rusteberg