New York State Requires Cancer Insurance For Vol. Firefighters

The New York State Volunteer Firefighter Enhanced Cancer Disability Benefits Act requires every fire department and company in the state of NY with eligible members must show proof of coverage.

What Does It Provide?

  • Lump-Sum Upon Cancer Diagnoses
  • Total Disability Benefit – Paid Monthly
  • Lump-Sum Death Benefit

Q. What is the purpose of the Law?

 A. It provides volunteer firefighters with monetary assistance in the event they are diagnosed with cancer

Q. What are the benefits provided under the Program?

A. There are three separate benefits which are provided independent of each other:

1. The lump-sum benefit provides a payout for a diagnosis of cancer based upon the severity of the illness. For less severe forms of cancer, there is a lump-sum benefit of $6,250. If the cancer is more severe, based upon the guidelines of the Law, there will be a lump-sum payment of $25,000. This lump-sum is drawn from a pool of $50,000 per firefighter which will be available if there is more than one cancer diagnosis over the volunteer firefighter’s career.

2. If the volunteer firefighter becomes totally disabled and unable to perform their duty as an interior firefighter as a result of cancer, the volunteer firefighter will be eligible for a monthly benefit of $1,500, payable up to 36 months.

3. In the case of death from cancer, the volunteer firefighter’s beneficiary will be eligible to receive a death benefit of $50,000.