We are seeing more Cash Pay Health Care Financing schemes every day. This is the latest one we’ve heard about. The mechanics revolve about virtual credit/debit cards. There are all kinds of applications. FSA, HRA, high deductible plans, cash pay centric plans, and more. Let your imagination run wild (How about a high deductible plan that cost plan members nothing until they use it?). – Bill Rusteberg
Paytient’s Health Payment Account (HPA) empowers people to pay for care over time with no interest and no fees — ever.
Most Americans have health insurance today, but increasingly high deductibles mean far too many Americans face the painful choice between physical and financial health if they get sick or injured.
We partner with thoughtful employers, payers, and local health systems to turn patients into Paytients — people empowered to care for their families.
The Paytient card is not a loan or another Buy Now Pay Later option. It’s a sponsored, interest-free line of credit that we call a Health Payment Account (HPA). It works alongside HDHPs, HSAs, FSAs, HRAs, and other health benefits to make it easier to pay for care.
Sponsor Paytient cards for your group alongside your health plan, HSA/FSA, and other health benefits to ensure your people always have the power to pay their out-of-pocket costs.
Once a member uses their card to pay for care, they’ll select a personalized repayment plan that turns their bill into a series of smaller payments over time — always without interest or fees.
Employees receive a Paytient card they can use to pay out-of-pocket expenses for medical, dental, vision, pharmacy, behavioral health, and veterinary care2.
Cardholders swipe their card at the point of care and split their balance into easy-to-manage payments automatically deducted from future paychecks or another linked payment method.
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