Innovative Risk Sharing Strategy You’ve (probably) Never Heard Of…………

“Granular Insurance places self-funded employers on a path of certainty with its multi-year rate and benefit guarantee: a meaningful cap on annual premium increases with moderate and predictable changes to an employers’ spec.”

“Attractive rates and multi-year rate and benefit guarantees.”

OF SPECIAL INTEREST: Texas school districts uncertain about leaving TRS ActiveCare may feel more confident in a decision to do so with a multi-year rate guarantee. is a specialty company in the benefits market that, while not an insurance company, works directly with health entities, medical providers, and businesses to identify and develop cost effective benefits packages, emphasizing transparency and fairness in direct reimbursement compensation methods.