By Marcus Greene – Founder, Saidi Health
After 15+ years in this industry, I’ve learned something important: most of the biggest opportunities in insurance don’t come from new products — they come from fixing problems employers didn’t even know they had.
One of the largest right now is sitting in plain sight.
Medicare-eligible employees on group health plans are costing employers 40–60% more than necessary.
In many cases, companies are overpaying $400–800 per employee every single month for coverage that barely makes sense once Medicare becomes part of the picture.
That’s where the ICHRA Medicare carveout comes in.
ICHRA allows employers to create a separate class for employees 65+ and reimburse their Medicare premiums tax-free.
Here’s what excites me most as someone who’s worked with employers and agents for years:
- Every company with aging employees has this problem.
- Very few know the solution exists.
Which means the advisors who take the time to truly understand ICHRA + Medicare now will become indispensable over the next decade.
This is exactly why I’m so passionate about the work we’re doing at Saidi Health.
DM me if you’re interested in joining the Waitlist for Saidi Academy and getting into the first training cohort.
Check out getsaidi.ai for more information
