Insuring worker’s paychecks has never been easier. Field quoting rate estimation is not rocket science.
Back in the day when delivering health insurance renewals I would always ask “Mr. Employer, do you insure your employee’s paycheck?”
When the answer was invariably “No” I would say “We can insure all your employee’s paycheck that will pay them 2/3 of their income all the way to age 65 after a 90 day waiting period for less than 1% of your payroll.”
With that they would reach for their desk calculator and punch in some numbers, muse at the results, and then say “Let’s do it!”
