The erosion of the American middle class continues due directly to the medical-industrial complex. It’s time to stop that by giving working Americans better health care that costs less…….
Deductibles, especially high deductibles, are silly. They drive health care costs up because medical caregivers must account for their account receivables problem (18-22%) when they negotiate their managed care contracts. Everyone Is Paying For Mary’s Deductible Because Mary Isn’t
Placing financial barriers to health care is counter productive. Removing them can result in lower costs if a health plan implements proven risk management strategies.
Instead of giving employees their annual “entitlement” wage increase, employers should give raises in a much smarter way. Salary and wage increases are taxable. Better health care benefits resulting in lower costs are not.
A major school district in Texas just announced a 5% raise for all full time employees. (Where Were The Math Teachers?) They have a really crappy health plan many employees can’t afford to purchase and many of those that do can’t afford to use it. If instead they had revamped their health plan with improved benefits they could have effectively increased take home pay more than a 5% (minus Uncle Sam’s portion) increase.
Want to know how to do that? Ask Dave Chase at Health Rosetta or any of his cohorts, they know. (dave@healthrosetta.org)
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