How Do Average Rates Compare Among Texas Public Sector Groups?

SOURCE: TRS ActiveCare

The following tier rates (employee, spouse, children, family) are based on the monthly composite per employee cost shown in the chart above assuming statistical average participation by tier.

Rates for TRS ActiveCare:

  • Employee Only $626.92
  • Employee & Spouse $1,253.84
  • Employee & Children $1,159.80
  • Employee & Family $1,786.72

Average state and employer contribution across all regions and tiers for TRS ActiveCare in FY 2025 was $355/month.

Rates for Non-participating Districts:

  • Employee Only $650.33
  • Employee & Spouse $1,300.66
  • Employee & Children $1,203.11
  • Employee & Family $1,853.44

Non-participating district average rates are 3.7% higher than TRS ActiveCare rates

Rates for Cities & Counties:

  • Employee Only $877.10
  • Employee & Spouse $1,754.21
  • Employee & Children $1,622.64
  • Employee & Family $2,499.74

Cities and county average rates are 39% higher than TRS ActiveCare

Employees Retirement System of Texas (ERS) Rates: