Helping employers reduce health plan costs… one community at a time………..
Ray has 30 employees and around 20 on his group medical plan. For years, he struggled with rising premiums. He has increased deductibles, charged his staff more, deferred or reduced raises, and done everything possible to keep his staff insured. He heard countless poor explanations for the average 12% increase he has seen each year, and he knew he couldn’t charge his customers more every year to keep up. Ray was frustrated.
His broker was introduced to a new program concept: a locally built health insurance program. It made complete sense to Ray. He would learn where his money is going, how to control his health plan spend, and it would support his local community instead of a national insurance carrier. This plan was also less costly for his organization with more robust benefits.
Ray decided it was worth pursuing because he had nothing to lose.
In the end, Ray gained control. His staff were paying less—with richer benefits—and he was happy knowing he was finally in the driver’s seat of his healthcare plan. Had Ray never explored this option, he’d still be stuck with his yearly increases and no way out. Ray and his staff win with a Community-Owned Health Plan!
Want a success story like Ray’s? Call us today!
Niko J. Caparisos CSFS® CHVP® HWC® – Program Architect
501-303-6456 – Submit RFP – niko@cohp.info – www.cohp.info
