
Where else can you get free or almost free health insurance these days? Third party intermediaries like HealthSherpa, Milliman, Nexben, Take Command Health and many others provide enrollment assistance to help make that happen……………
HealthSherpa, one of the larger players in this space reports:
Three key takeaways from the CMS snapshot of the first 18 days of Open Enrollment:
1. HealthSherpa is up nearly 70% year over year, with over 2.4 million people enrolled.
2. The entire Federal Marketplace is up 40% year over year, with almost 4.1 million people covered in the same time frame.
3. We estimate that 2 out of 3 new enrollments in Federal Marketplace states – people newly covered by the ACA – came through HealthSherpa.

How times have changed! Used to be individual health insurance policies were considered inferior to group insurance. Now it’s much better in a number of ways. More employers are ditching their group plan in favor of individual coverage health reimbursement accounts (ICHRA) providing a win, win for both employer and plan members.