Health insurance costs are rising across the United States in 2026, as enhanced Affordable Care Act (ACA) subsidies expire and insurers raise premiums to keep up with higher healthcare costs.
This graphic shows the average health insurance cost on the ACA marketplace in 2026, based on data from ValuePenguin.
Key Takeaways
- Vermont has the highest health insurance costs in America, averaging $1,224 per month for a Silver plan on the Affordable Care Act marketplace.
- In 2026, the U.S. average monthly premium under these plans is $752, up 21% since 2025.
- Nearly 3 in 10 Americans (29%) already cite cost as the nation’s leading healthcare problem.
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