“On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years.”
| Pivot Health Plans Now Offer Greater Benefits with Extended Durations! |
| On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years (3×364 plans). See what’s new for your clients: Extended durations allowing your clients up to 3 years (3×364 days) of continuous coverage for Epic short-term medical plans in select states*Budget-friendly plans to help those who may not qualify for ACA subsidies Unlimited Dr. Office visits with set copays on select plans for predictable coverage Enhanced telemedicine benefits with 24/7 on demand care at no cost Here’s what this means for you:Increased client retention building stronger client relationships Increased lifetime value per policy ensuring stable commissionsRising demand from clients seeking longer duration coverage We are excited to announce that Pivot Health Epic short-term medical plans now offer greater features and benefits in 15 states. They’re anticipating more state and carrier approvals to be released very soon. With upcoming changes to ACA subsidies, there may be an even stronger desire for budget-friendly, robust short-term medical coverage. At Pivot Health by Healthcare.com, they bring together innovation and reliability to benefit both agents and consumers—offering flexible plan options from trusted carriers and smart tools that boost client retention. It’s all designed to help agents grow their business while keeping consumers confidently covered. *Product varies by state. See state availability for details. Agent use only. This communication is not to be disseminated to a member or the prospective applicant. |
