
VantageScore® is removing medical debt from its credit-scoring model…………..
Beginning January 2023, VantageScore® 3.0—which is monitored by CreditWise—will no longer include medical debt in credit score calculations.
The following email was sent to us by a plan sponsor this morning: “Thought this would be of interest. I’ve always thought this is the fundamental issue that can create havoc in a RBP program. If this is eliminated ($500 is their threshold here), then the providers have zero leverage to demand more payment.”