Former Self-Funded Employer Touts The ICHRA

We received the following unsolicited email this morning from a client we have worked with for more than 20 years who moved his plan to ICHRA’s last year. He’s happy he did.

So far, the ICHRA is great.  For the first time in 40 years, I don’t have to worry about plan renewals, costs, outliers, stop loss, PBM’s and all the other crap (government regulation) that comes with this line item.  And let’s not forget risk.  I lived in fear each week those pay apps came through, not knowing what they were going to be.”

“Businesses should NOT be in the health insurance business.  It’s a complete misallocation of resources and risk.  Employees need to be weaned from the employer tit.  I don’t like single payer either.  Employees need choices that fit their particular needs.  ICHRA seems to fulfill that requirement.”

“And that’s the truth!!”

Quote From The King of ICHRA: “The decimal point is moving in ICHRA! In 2020, it was the 20 life groups. In 2021, it moved to 100+ employees. By 2024, the average size accounts increased as we found groups of 1,000+ employees moving to ICHRA. In 2025, we are watching employers with over 10,000 employees moving to ICHRA. The progression of the game! Don’t be left behind” – Brad O’Neill